The statistics are startling when it comes to the amount of uninsured Americans. So what do you do if you don't have a job and can't get affordable health insurance - either individually or for your family? Or if you have a job but still cannot afford the health insurance offered by an employer? There are options for finding more affordable health insurance.
There are low cost health insurance options out there that, in fact, many Americans have already implemented and are beating the rising battle against being uninsured
COBRA :
One can find an affordable health insurance with the Consolidated Omnibus Budget Reconciliation Act (COBRA).
In case of unemploymnt you may be eligible to continue your previous employers' health insurance through COBRA.
The children going off to college can continue on their parent's insurance coverage through COBRA.
This is an excelent choice for people who lost their jobs and are still undergoing medical treatments. Beware : In this case this will not be an affordable health insurance option. The premiums will be much higher. It is best to gather all your available health insurance options first and then pick the best health insurance plan for you.
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Tuesday, November 3, 2009
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